The Alarming Truth About Income Fraud and Auto Loans

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Auto Loan Application

A recent Wall Street Journal article delved into a subject that we at Cassels Garage hear about all too often – car dealers engaging in income fraud. Some car dealers simply do not put the customer’s best interests first, instead opting to approve them for car loans that they cannot realistically afford.

$809/mo Car Payment on a $660/mo Income?

The article uses the example of a woman named Mirna Lopez, who bought a pre-owned 2018 Pathfinder and found herself with a car payment of $809 a month. The problem was, she only earned about $660 per month. How did she get approved for a loan that she wasn’t even close to being able to make the monthly payments on? The sad truth is that the dealer gave inaccurate information about her earnings to get her approved for a car that would drown her in debt. This is called income fraud, and it happens more often than you might think. In fact, about 1 in 5 auto loans contain income fraud. “The consequence for a lot of people is to ruin them financially for five to 10 years,” lawyer Richard Feferman points out.

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Holiday Travel Tips

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Christmas Travel

The holidays are almost here, and you know what that means – so is the busiest travel time of the year! We want to help make your trips go as smoothly as possible, so here are a few quick tips to help you survive traveling this holiday travel season.

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Avoiding the Cycle of Auto Loan Debt

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Auto Loans

At Cassels Garage, we pride ourselves on giving our customers honest, reliable estimates and high-quality auto services. We want what is best for you and your car, and our outstanding reputation reflects these values. Purchasing, maintaining, and repairing a vehicle are important tasks that sometimes require hard decisions. This week we’d like to focus on a subject that has been in the news lately – debt from car loans. We would like to educate our readers on the subject of auto loans and offer advice on the savviest way to go about the car buying process.
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Driving Up North for the First Time

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Driving in the Snow

Those who are born and raised right here in Brevard County may never have experienced driving in snow or icy conditions. But, if you’re planning a trip up north this winter, it may be your first time driving through any sort of winter weather. At Cassels Garage, our Melbourne, FL auto repair & service specialists have driving safety at the forefront of our minds. So, this week we put together a list of tips to help you make it to your northern destination safely!
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Things to Consider When Buying a Car

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Things to Consider When Buying a Car

When it comes to purchasing a car, there are some important things to consider. Should you buy new or pre-owned? Should you finance or pay in full? These are good questions, and it’s crucial to take them into account before making this big decision. At Cassels Garage, we have seen all types of car situations over our 50+ years serving Brevard County. In our years of experience, we believe it’s a wiser and more frugal option to choose a good-quality pre-owned car and pay it off upfront if you’re able to. Of course, it’s up to each individual to come to their own decision on this matter, but we’d like to present some information supporting why we think buying used is a better option.
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Safety Tips For Your Teen Driver

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Do you have a teen driver in your house? One that is about ready to get behind the wheel? While they’re probably ready and raring to go, there are a few car safety tips that they need to keep in mind! Don’t let your teen learn bad car maintenance and driving habits when they’re just getting started driving. Instead, teach them the importance of being aware and cautious when they’re out driving on the road. And, while driving safely is of huge importance for them to know, they also need to be aware of how to handle car issues as they arise.
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Taking a Road Trip? Check These Things Out on Your Car First

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It’s no secret that road trips are fun, but in order to make certain that your road trip is set and ready for success, there are certain things that you need to check on your car before you go!

 

No one wants the risk of a breakdown when on the road, so by simply taking the time to double check these simple items on your car can save you a ton of headaches in the future. An even better idea would be to check with the mechanics at Cassel’s Garage! We can get you set and road ready in no time at all!

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How to Clean the Interior of Your Car

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How To Clean the Interior of Your Car

Depending on how active your life is, the interior of your car may need a bit of a cleaning. Parents more than likely feel this way with kids climbing in and out, dropping snacks, etc. And, with the arrival of spring, a good deep cleaning of the interior of your car is always a good idea. While you can take it to a Melbourne, FL automotive specialist shop like Cassels Garage to have it detailed, you can always attempt to clean the interior of your car on your own as well. If you are in the need of something more serious than a deep clean, like a brake check, oil change, or transmission repair, out auto mechanics have you covered.

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When Should You Wash Your Car?

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When Should You Wash Your Car?

It seems like some people are very aware of the need to wash their car, while others…aren’t. But, have you ever wondered if there are certain times when you really should wash your car?

Depending on who you ask, the answer is going to vary. Sometimes, the answer is obvious if there is mud caked on the exterior of the car. Those type of vehicles obviously needs to be cleaned. But what about the other times throughout the year? And is there really a need to wash your car every single week? All are valid questions that need to be answered.

You know the drill…When it rains, that rain and dirt mixture turn to mud which means a big sloppy mess for the exterior of your car. The good news? Once that forecast shows a sunny day, you can easily get it into the car wash and bring back that shine.

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Brakes Giving You Trouble? Signs You Need Them Checked

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Signs You Need New Brakes

If you’ve ever been in a situation where you’ve been driving down the road and suddenly you start to hear a little bit of a squeak coming from your brakes, you more than likely know that sounds means one thing, and one thing only. It’s time to have the best mechanics in Melbourne, FL give your brakes a check.

And honestly, the safety of your brakes are nothing to overlook. They are literally the mechanism that is helping to stop your vehicle at any given moment and allowing you the flexibility to speed up and slow down as you please. Brakes are one of the most important features of your car and the auto mechanics at Cassels Garage know that, believe that, and respect that! If you ever have a doubt in your mind about your brakes or notice these signs, have them checked out!

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